Warning: Avoid UPI Auto Pay Mode or Risk Emptying Your Bank Account!
UPI Auto Pay Mode Feature: Online payment apps have made transactions incredibly easy in today’s digital age. However, with the increasing presence of hackers and fraudsters, this convenience can sometimes turn dangerous, posing risks to both your bank account and personal data. Many people use UPI apps for digital payments, but did you know that activating a certain UPI mode could expose your bank account to threats? Let’s explore which mode should be kept off for your safety.
Avoid Activating This UPI Mode
Through UPI, we often pay for utilities like electricity bills, mobile recharges, OTT subscriptions, and more. For recurring monthly payments, many users opt for UPI’s Auto Pay Mode (UPI Autopay) to simplify the process. While it may seem convenient, enabling UPI Autopay Mode can sometimes lead to unexpected issues.
What is UPI Autopay Mode?
UPI Autopay is a feature that allows users to make automatic payments without having to enter their UPI PIN each time. Once you enter your UPI PIN during the initial setup, future payments are processed automatically without further authentication.
Risk of an Empty Bank Account
If you keep UPI Autopay Mode enabled for recurring payments like OTT subscriptions or utility bills, there’s a chance that money could be deducted from your account automatically—even for services you no longer use or forgot about. This can lead to unnecessary charges for inactive services, draining your account without your knowledge. By disabling the automatic deduction feature, you can take control of your payments and ensure that you only pay for the services you’re actively using.
How to Disable UPI Autopay Mode
If you want to prevent automatic payments, follow these simple steps:
- Go to your profile on Google Pay or PhonePe.
- Navigate to the payment settings where you’ll see the option for UPI Autopay.
- You’ll have the option to either "Pause" or "Delete" the autopay feature.
- Click on "Pause" to stop automatic payments.
Taking these steps will give you greater control over your transactions and help protect your bank account from unexpected deductions.