Top Investment Schemes for Women in 2025: Earn Big Returns

In the case of hard times, women usually become the backbones of their families by spending their savings, whether it is in gold, cash, or government schemes. Whether a woman is a working professional or a homemaker, she always saves for emergencies. For 2025, some of the best investment options through which women can earn substantial returns are as follows:

1. Gold Investments

Gold is still an excellent investment area. On January 3, 2025, the price of 24-carat gold has gone up to ₹81,518 for 10 grams. Since New Year, gold prices have gone up by ₹900. According to experts, this year, by the end of the year, gold prices can reach ₹1,00,000. Gold prices are sure to fall when things go worst, but by how much the price will be falling is little, and the investment will definitely be safe as well as yielding.

2. Mutual Funds

Mutual funds are an excellent choice for women who want to earn high returns without directly exploring the volatile stock market. These funds are managed by experts who invest money in diverse portfolios based on thorough research. During 2024, some mutual funds gave returns up to 40-50%. Therefore, these funds are considered lucrative for investment in 2025.

3. Mahila Samman Savings Scheme

It also serves as an alternative for women from rural areas, who do not have any access to or interest in gold or mutual funds. This scheme will be available in post offices and banks and carries a maturity period of two years with an attractive 7.5% rate of interest. It is one of the safe and stable investment options for women looking to grow their savings.