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UPI Users Alert: Transactions May Get Blocked from February 1 as NPCI Updates Rules

UPI transactions may get blocked if payment apps fail to comply with NPCI’s new rule restricting the use of special characters in transaction IDs. The central system will reject non-compliant transactions, affecting both business users and regular UPI customers. NPCI aims to standardize UPI transactions, ensuring smoother and more secure digital payments.
 
UPI Users Alert: Transactions May Get Blocked from February 1 as NPCI Updates Rules

UPI Users Alert: Starting February 1, UPI transactions could be blocked if payment apps fail to comply with the latest NPCI guidelines. According to the new rule, UPI transaction IDs must not contain special characters. If a payment app generates a transaction ID with special characters, the central system will reject the transaction.

Why is NPCI Implementing This Change?

The National Payments Corporation of India (NPCI) aims to standardize UPI transaction ID generation. To achieve this, all payment apps must use only alphanumeric characters in transaction IDs. This rule will take effect from February 1, 2024, ensuring uniformity and smoother processing of UPI payments.

Who Will Be Affected?

Who Will Be Affected?

While these guidelines were primarily issued for business users, the impact will also be felt by regular UPI users. If a payment app does not comply, its UPI transactions will not be processed. The responsibility to implement the changes lies with the payment apps.

Previous Directives on UPI Transaction IDs

NPCI has previously issued similar guidelines to standardize UPI transactions. In March last year, NPCI instructed that transaction IDs should be exactly 35 characters long to maintain consistency. Earlier, UPI transaction IDs ranged from 4 to 35 characters.

What Should UPI Users Do?

✅ Ensure your UPI app is updated to avoid failed transactions.
✅ Check with your payment service provider for compliance with the new NPCI rule.
✅ Use only trusted UPI apps that follow NPCI’s guidelines.

This update is a crucial step in enhancing UPI's efficiency and security, ensuring seamless digital transactions for users.

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