January 4 Bank Hours: RBI’s Holiday Calendar for January 2025 Revealed!

The Reserve Bank of India (RBI) has released the official list of bank holidays for 2025, with details varying by state. For January, banks will remain open on the first Saturday, January 4, 2025, as it is a working Saturday. Customers are reminded that banks in India typically operate on the first, third, and fifth Saturdays of the month unless a designated holiday falls on these dates.

Bank Holiday Schedule and Regional Variations

Banks in India close on national and regional holidays, which differ across states. While Sundays and the second and fourth Saturdays are standard holidays nationwide, regional observances influence closures on other dates. Customers planning their banking activities should check the specific holidays for their state.

Bank Holidays in January 2025

January 6, 2025
Banks in Chandigarh will be closed to celebrate the birth anniversary of Sri Guru Gobind Singh.

January 11, 2025
Banks in Aizawl and Imphal will be closed in observance of Missionary Day and Imoinu Iratpa.

January 14, 2025
This day marks several cultural festivities, including Makar Sankranti, Pongal, and Maghe Sankranti, among others. Banks in cities such as Ahmedabad, Bengaluru, Chennai, Bhubaneswar, Hyderabad, and Guwahati will remain closed.

January 15 and 16, 2025
Chennai banks will observe holidays for Thiruvalluvar Day and Uzhavar Thirunal, respectively.

January 23, 2025
Banks in Agartala, Bhubaneswar, and Kolkata will close for the birth anniversaries of Netaji Subhas Chandra Bose and Vir Surendrasai.

National Observances
Republic Day on January 26, 2025, falls on a Sunday this year, which is already a public holiday across India.

Accessing Banking Services During Holidays

While physical bank branches will remain closed on the aforementioned dates, customers can still access online banking platforms and mobile apps for essential transactions. ATMs will also be operational for cash withdrawals and other basic services.

Plan Ahead for Hassle-Free Banking

The RBI’s holiday list is essential for customers planning visits to bank branches. Regional differences in observances mean that holidays may vary widely across states. Customers are encouraged to use digital banking services during holidays to ensure uninterrupted access to financial services.

Stay informed about the bank holiday schedule and plan your financial activities accordingly. Whether it’s a regional celebration or a national holiday, online banking ensures your transactions are always within reach.